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Terms and Conditions

These Terms and Conditions, along with our Privacy Policy, set out the terms in which we offer our products and services to you, your responsibilities as the user, and how we handle the data we collect from you and the data you provide to us.

Throughout these documents we use common terms. “We”, “Our”, and “Us” refers to Podup Limited, trading as Cardiff Accountants, a company registered in England and Wales. Our company registration number is 13795436 and our registered office is 63 Cuckmans Drive, St Albans, AL2 3BD. “You” and “User” refers to you as the user accessing this website.

If you have any questions you can contact us at help@accountantscardiff.co.uk.

By accessing or using Cardiff Accountants (the "Website"), you agree to comply with and be bound by the following terms and conditions (the “Terms”). If you do not agree with these Terms, please refrain from using our Website.

1. Introduction

Purpose

We provide this Website as a platform for general tax and accounting information and a means of connecting Users with third-party accounting service providers such as TaxScouts ("Partners"). The information on this Website is for informational purposes only and does not constitute professional tax or accounting advice.

Acceptance of Terms

By accessing or using this Website, you agree to be bound by these Terms, as well as our Privacy Policy and any other policies or guidelines we may establish. These Terms may be updated from time to time, and we encourage you to review them periodically. Your continued use of the Website following any changes indicates your acceptance of the updated Terms.

2. Definitions

  • “Services” refers to lead generation, informational resources, and other functionalities offered by the Website.
  • “Content” refers to all text, images, graphics, calculators, and other materials available on the Website.

3. Eligibility

You must be at least 18 years of age to use this Website. By accessing the Website, you represent and warrant that you meet this age requirement.

Jurisdictional Limitation

This Website is intended for use by residents of the United Kingdom. The information provided is primarily relevant to UK laws and regulations, and may not apply to other jurisdictions.

4. Use of the Website

Permitted Use

You may use this Website solely for personal, non-commercial purposes in exploring general tax and accounting information and to connect with Partners for relevant services.

Prohibited Use

You may not use this Website for any unlawful purpose or in a manner that could damage, disable, overburden, or impair the Website or interfere with any other party's use of the Website. Prohibited activities include, but are not limited to:

  • Using data scraping, robots, or similar automated methods to collect data from the Website.
  • Attempting unauthorized access to any portion of the Website.
  • Reproducing, duplicating, or redistributing Website Content without our permission.

Personal Use Only

The Content on this Website is intended for personal, informational use only. You may not redistribute, republish, or cite the Content as authoritative advice in any official, business, or legal context.

5. Lead Generation and Transfer of Information

Lead Definition and Data Sharing

A “lead” is generated when a User visits a Partner website and creates an account to use their service. In facilitating lead generation, we may share certain information, including contact details and relevant activity data, with our Partners to help connect Users with appropriate third-party services. By using our Website, you consent to this data sharing as described and in accordance with our Privacy Policy.

Affiliation with Partners

We operate independently of our Partners, including TaxScouts, but facilitate lead generation to connect Users with third-party accounting services. We do not provide tax or accounting services.

Information Sharing

By using our Website, you consent to Us sharing relevant information with Partners for lead generation purposes, including but not limited to TaxScouts.

By using this Website, you acknowledge and agree that your data and activity will be shared with Partners in accordance with our Privacy Policy.

Transparency on Lead Generation

We may be compensated for generating leads and connecting Users with Partners. We do not endorse or assume responsibility for any specific service or advice provided by Partners.

6. Intellectual Property Rights

Website Ownership

All Content on the Website, including text, images, graphics, software, and other materials, is owned by or licensed to Us. All rights are reserved.

Limited Licence

We grant you a non-exclusive, revocable licence to access and use the Website and its Content for personal, non-commercial use only.

Prohibited Actions

You may not copy, modify, distribute, or create derivative works based on the Website or its Content without express written permission from Us.

7. No Professional Advice Disclaimer

Informational Use Only

The information on this Website is intended for general informational purposes and does not constitute professional tax, accounting, or financial advice.

Consultation Encouraged

We strongly encourage you to consult with a qualified professional for personalised advice. Reliance on information provided by Us, Our employees, or other contributors is solely at your own risk.

No Client Relationship

Accessing this Website, reading Content, or using our tools does not establish a client-advisor relationship between you and Us (or our Partners).

This Website may contain links to external websites managed by third parties, including Partners such as TaxScouts. We have no control over these third-party websites and are not responsible for their content or services.

No Endorsement

Inclusion of links does not imply endorsement of the third-party site, and We are not responsible for any third-party content, services, or actions.

Links to government or official resources (e.g., HMRC) are provided for educational purposes only. We do not guarantee the accuracy or currency of information on external sites.

9. Interactive Tools and User-Generated Content

Interactive Calculators Disclaimer

Any calculators or interactive tools available on the Website are provided for informational and illustrative purposes only. These tools are not a substitute for professional advice and should not be used as the basis for tax planning or compliance.

User-Generated Content

If Users are permitted to submit content (e.g., comments or forums), such content must comply with Our standards. We reserve the right to moderate or remove inappropriate content and are not liable for any User-posted content.

10. Privacy and Data Protection

Data Collection

We may collect data for lead generation, site improvement, and other purposes. For details, please refer to our Privacy Policy.

Our Privacy Policy, incorporated herein by reference, details data collection, storage, and sharing practices can be accessed here.

GDPR Compliance

Podup Limited adheres to GDPR and other applicable data protection laws. Users have rights regarding their data, as outlined in our Privacy Policy.

11. Disclaimers

Service Disclaimer

We do not provide tax or accounting services but facilitate lead generation for services offered by Partners.

Content Accuracy and Timeliness

The information on this Website is provided "as-is" without guarantees of accuracy or completeness. While we make efforts to keep the Content current, tax laws and regulations may change frequently. You are encouraged to verify any information and consult with a qualified professional. By using this Website, you agree to use the Content at your own risk and acknowledge that it does not substitute for professional tax or accounting advice.

Errors and Omissions

We are not liable for any errors or omissions on the Website. Users are encouraged to verify any information before relying on it.

Assumption of Risk

Users assume all risks associated with the use of the Website and its Content. We disclaim liability for any consequences of decisions made based on Website information.

12. Limitation of Liability

No Liability for Indirect Damages

We shall not be liable for indirect, incidental, consequential, or special damages arising from or related to the use of the Website.

Total Liability Cap

Our liability to Users for any claims related to the Website is capped at £100. This cap applies to all claims in aggregate, including any direct or indirect damages. Users are responsible for their use of the Website and any decisions made based on its content.

No Warranties on Financial Outcomes

We and Our Partners do not guarantee financial benefits (e.g., refunds or tax deductions) based on any information provided on this Website.

13. Indemnification

You agree to indemnify, defend, and hold harmless Podup Limited, its employees, agents, affiliates, and Partners from any claims, damages, liabilities, and expenses arising from your misuse of the Website or breach of these Terms.

14. Governing Law and Jurisdiction

These Terms are governed by the laws of England & Wales. Any disputes arising from these Terms shall be resolved exclusively in the courts of England & Wales.

15. Termination

We reserve the right to suspend or terminate access to the Website and associated accounts at its discretion. Certain terms, including but not limited to liability, indemnification, and intellectual property, shall survive termination.

16. Amendments to Terms

We reserve the right to modify these Terms at any time. When significant changes are made, we will notify Users via a pop-up on the Website. Continued use of the Website following such changes constitutes acceptance of the updated Terms. You may choose to discontinue use if you do not agree with the revised Terms.

17. Entire Agreement

These Terms, along with our Privacy Policy and any other policies or guidelines incorporated by reference, constitute the entire agreement between you and Podup Limited regarding your use of the Website. This agreement supersedes any prior agreements or understandings, whether written or oral, relating to the Website.

Headings used in these Terms are for convenience and reference only and shall not affect the meaning or interpretation of any provision. If any provision of these Terms is deemed invalid, void, or for any reason unenforceable, that provision shall be deemed severable and shall not affect the validity and enforceability of any remaining provisions.

Thank you for using Cardiff Accountants.

By continuing to use our Website, you acknowledge that you have read, understood, and agree to these Terms and Conditions.